Reducing the likelihood of abandoned shopping carts
At its core, Moby Islamic is a Malaysian-made ‘buy now, pay later’ payment solution that is tailored specifically to enrich the local marketplace by providing a platform for shoppers and retailers to transact confidently.

Our Shariah compliant approach allows shoppers make purchases and spread payments over time through our attractive repayment plans with 0% interest fees at their preferred Moby Islamic Retailers.

This same approach gives Moby Islamic Retailers a transparent, fair, and secure ecosystem financial and commercial ecosystem to their customers.

Launched in 2021, Aira or ‘Ayra’ means respectable in Arabic - this is true to our objective of making Moby Islamic a Buy Now, Pay Later option that you can use with trust and without doubt.

What It Means To Buy Now, Pay Later (BNPL)

Moby Islamic's instalment is always 0% interest and is based on the Qard contract.

BNPL is a payment method that lets customers to pay for their goods in instalments while merchants receive payment reconciliation before the instalment term is complete.